Navigating dental insurance and financing doesn’t have to be complicated.
Affordable Dental Care Made Simple
Comprehensive Insurance and Payment Solutions
At Sunrise Dental Arts, we believe everyone in the San Diego community deserves access to quality dental care. Whether you have insurance, are considering fee-for-service care, or need flexible payment options, our team is here to guide you through every step of the financial process. We work with you to maximize your benefits and make your dental care as affordable as possible.
Financing Information
Making Quality Dental Care Affordable
We understand that dental treatments are an important investment in your health and well-being. That’s why we’ve partnered with leading healthcare financing companies to offer flexible payment solutions that fit your budget.
Our practice works with Cherry and CareCredit, two trusted healthcare financing partners that offer promotional financing options, including 0% interest plans for qualified patients. These financing options allow you to spread the cost of your dental care over time with convenient monthly payments. We also accept HSA (Health Savings Account) and FSA (Flexible Spending Account) payments, allowing you to use pre-tax dollars for your dental treatments.
Our knowledgeable staff is here to help you understand your financing options and assist with applications. We’ll work with you to find a payment solution that makes your dental care accessible and stress-free, so you can focus on achieving your healthiest smile.
Insurance Information
We Welcome Your Dental Coverage
At Sunrise Dental Arts, we work with a variety of dental insurance plans to help you maximize your benefits. We are currently in-network with Delta Dental and can bill out-of-network for most PPO insurance plans. Our experienced team will verify your coverage, submit claims on your behalf, and provide you with detailed documentation for reimbursement.
For patients with out-of-network benefits, we’ll provide you with all the necessary paperwork to submit to your insurance carrier for reimbursement. We believe in transparent communication about costs and coverage, so you’ll always know what to expect before beginning treatment. Our team is happy to answer questions about your specific plan and help you understand how your benefits apply to recommended treatments.
Insurance Carriers We Work With:
- Delta Dental (In-Network)
- Most PPO dental insurance plans (Out-of-Network)
- We also accept patients without insurance
We accept cash, check, and all major credit cards for your convenience.
Frequently Asked Questions
Here are common questions and answers about insurance and financing at Sunrise Dental Arts.
How long does it take to receive insurance reimbursement?
Most insurance carriers process claims within 2-4 weeks, and we’ll provide you with all necessary documentation, including detailed treatment records and itemized receipts to submit to your carrier.
What financing options are available if I don't have dental insurance?
We offer flexible financing through Cherry and CareCredit, with promotional plans including 0% interest options for qualified patients, allowing you to pay for treatment over time with affordable monthly payments.
Can I use my HSA or FSA for dental treatments?
Yes, most dental procedures are eligible for HSA and FSA reimbursement, and we’ll provide you with the detailed receipts and documentation you need for your account administrator.
What payment methods do you accept?
We accept cash, personal checks, and all major credit cards, as well as Cherry financing, CareCredit, HSA cards, and FSA cards for your convenience.
Do you offer payment plans for larger treatments?
Yes, through our financing partners Cherry and CareCredit, we can arrange payment plans that allow you to spread the cost of larger treatments like implants, cosmetic work, or sedation procedures over several months.
How do I know if my insurance will cover a specific treatment?
Our team will verify your coverage before treatment begins and provide you with a detailed estimate of your out-of-pocket costs, so there are no surprises when it comes to your dental care investment.
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